📧 [email protected] 📞 435-219-5120 (TTY: 711)
Rocco DeLuca — Vernal Medicare

Important Medicare Information

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY: 711), 24 hours a day, 7 days a week, to get information on all of your options.

Vernal Medicare is a licensed and certified representative of Medicare Advantage organizations and stand-alone prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal.

Not connected with or endorsed by the U.S. government or the federal Medicare program.

By calling the number above, you will be directed to a licensed insurance agent.

By Rocco DeLuca, Licensed Insurance Agent • Published 2026-04-04 • Last updated 2026-04-04

Cost of Insulin with Medicare in Vernal, Utah — 2026

If you use insulin, 2026 brings significant cost relief. The Inflation Reduction Act caps insulin costs at $35 per month for Medicare beneficiaries, regardless of insulin type or how much you use.

The $35 Insulin Cap

All Medicare Part D plans and Medicare Advantage plans with drug coverage must cap insulin copays at $35 per 30-day supply. This applies to all covered insulin products — pens, vials, and biosimilars. There is no deductible for insulin — the $35 cap applies from your first fill of the year. The cap applies at both retail pharmacies and mail-order.

How It Works at Vernal Pharmacies

When you fill an insulin prescription at Smith's Pharmacy, Walgreens, or any other participating pharmacy in Vernal, you pay no more than $35 per month per insulin prescription. If you use multiple insulin types, the $35 cap applies to each one separately. Your plan pays the remainder of the cost. These insulin costs count toward your $2,000 annual out-of-pocket cap.

Insulin and the $2,000 Annual Cap

Insulin copays count toward the new $2,000 annual out-of-pocket limit for Part D drugs. Once your total drug out-of-pocket spending reaches $2,000, you pay nothing for any covered prescriptions — including insulin — for the rest of the year.

Which Insulin Products Are Covered?

The $35 cap applies to all Part D formulary insulin products. Common covered insulins include rapid-acting (Humalog, NovoLog, Fiasp), long-acting (Lantus, Basaglar, Levemir, Tresiba), mixed (Humulin 70/30, NovoLog Mix), and biosimilar insulins. Specific formulary placement varies by plan — we verify that your insulin type is covered before enrollment.

Related: Best Part D plans | Cheapest drug plans | Mounjaro coverage

Source: Medicare.gov.

Compare Plans & Enroll

Call Rocco: 435-219-5120 (TTY: 711) • [email protected]