Where Do I Start With Medicare?
Medicare has a lot of doors. This is the one that asks a single question — where are you right now? Pick the situation that sounds like you, and we’ll route you straight into the right guide, calculator, or checklist. If none fit, one call sorts it out.
Medicare is easier when you start from where you actually are. Pick the situation that sounds like you below — each one opens the right guide, calculator, or checklist. Prefer to just ask a person? Call 435-219-5120 and we’ll point you there in a couple of minutes, free.
I’m turning 65
New to Medicare — you want to know what to do and when.
I’m still working past 65
You have employer coverage and need to know whether to enroll or delay.
I already have Medicare
You’re enrolled and want to review, switch, or check what’s covered.
I need prescription drug help
You want to know if a drug is covered, or find a better Part D plan.
I need help paying for Medicare
You’re on a fixed or lower income and want to lower your costs.
I want to compare plans
You’re weighing Medigap against Medicare Advantage.
I want to estimate my costs
You want the numbers — premiums, IRMAA, drug costs, penalties.
Want the Whole Map Instead?
If you’d rather browse everything by topic, the Medicare Help Center lists every guide, calculator, and local resource in one place. Or read the complete 2026 Vernal guide start to finish.
Or Just Start With a Person — Free
You don’t have to pick the perfect path. Call us free at 435-219-5120 (TTY: 711) or request a free quote, tell us your situation in a sentence, and we’ll take it from there — comparing your options against the doctors and pharmacy you already use. No cost, no pressure.
Frequently Asked Questions
I’m brand new to Medicare — where do I start?
I already have Medicare — is this for me too?
What if none of the situations fit me?
Sources
- Medicare.gov — get started with Medicare — Medicare.gov
Talk to a local, licensed agent
Rocco DeLuca can walk you through your options — free, no pressure.