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If you have both Medicare and Medicaid, you are "dual eligible" and may qualify for a D-SNP (Dual-Eligible Special Needs Plan) — a Medicare Advantage plan built for your situation, often with a $0 premium plus extras like grocery/OTC cards, transportation, and richer dental, vision, and hearing benefits.

Medicare + Medicaid = More Help

If you qualify for both Medicare and Medicaid, you're considered dual eligible. Special plans called D-SNPs (Dual-Eligible Special Needs Plans) are designed specifically for people in your situation — with extra benefits beyond what either program offers alone.

Common D-SNP Benefits

These benefits are delivered through a D-SNP (Dual-Eligible Special Needs Plan) — a Medicare Advantage plan built for people with both programs.

Do You Qualify?

You may be dual eligible if you're on Medicare and any of the following:

Income and asset limits apply — see our Medicare Savings Programs page for the current limits, or read how Medicare and Medicaid work together in Utah. We can help you check whether you qualify and walk through the application if you're close — at no cost to you, anywhere in the Uintah Basin or by phone across Utah.

You Can Switch Plans More Freely

Most Medicare beneficiaries can only change plans during certain enrollment windows. Dual-eligible beneficiaries get a Special Enrollment Period that lets them change D-SNP plans more flexibly throughout the year — so if your needs change, you're not stuck waiting until fall.

Frequently Asked Questions

What is a D-SNP?
A D-SNP (Dual-Eligible Special Needs Plan) is a type of Medicare Advantage plan for people who have both Medicare and Medicaid. It coordinates both programs and typically adds benefits — like a grocery/OTC allowance, transportation, and dental/vision/hearing — beyond Original Medicare, usually at a $0 premium.
Do I qualify as dual eligible?
You may be dual eligible if you have Medicare and also have Medicaid or a Medicare Savings Program (QMB, SLMB, or QI). Income and asset limits apply and are higher than many people expect. We can check your Medicare and Medicaid eligibility together for free.
Can I change dual-eligible plans during the year?
Usually yes. Dual-eligible beneficiaries get a Special Enrollment Period that allows changing D-SNP plans more flexibly throughout the year, rather than only during the Annual Enrollment Period.

Sources

Talk to a local, licensed agent

Rocco DeLuca can walk you through your options — free, no pressure.

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