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Only in part — Medicare covers spinal manipulation, but not most other chiropractic services.

Coverage · Therapy & Specialists

This covers Medicare and chiropractic care — spinal manipulation by a chiropractor.

Does Medicare cover chiropractic care?

Only in part — Medicare covers spinal manipulation, but not most other chiropractic services. Part B covers manual manipulation of the spine by a chiropractor to correct a subluxation (a spinal joint that is out of position) when it is medically necessary.

Which part of Medicare covers it?

Part B.

What you pay

You pay 20% of the Medicare-approved amount for the covered manipulation after the Part B deductible.

Exact dollar amounts change every year — see Medicare costs for 2026 for the current deductibles and coinsurance, or a Medigap plan can cover most of this cost-sharing for you.

The limits people get wrong

Medicare does NOT cover the extras a chiropractor may offer — X-rays, massage therapy, acupuncture (except the narrow low-back-pain benefit), or maintenance visits once your condition has stabilized. Those are out-of-pocket.

Related services

Related Medicare guides

Get a Real Answer for Your Situation — Free

Whether chiropractic care is covered — and what you’ll owe — depends on the details of your care and your plan. Call us free at 435-219-5120 (TTY: 711) and we’ll tell you what Medicare covers in your case, and whether a different plan would cover it better. No cost, no pressure.

Frequently Asked Questions

Does Medicare cover chiropractic care?
Only in part — Medicare covers spinal manipulation, but not most other chiropractic services. Part B covers manual manipulation of the spine by a chiropractor to correct a subluxation (a spinal joint that is out of position) when it is medically necessary.
Which part of Medicare covers chiropractic care?
Part B.
What do I pay for chiropractic care?
You pay 20% of the Medicare-approved amount for the covered manipulation after the Part B deductible.

Sources

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